Hire purchase and finance lease for the everyday assets that help a business operate and look the part — from IT and office tech to fit-outs, furniture and catering. Devon-based, supporting businesses nationwide.
Equipment Finance SW Ltd is a credit broker, not a lender. Finance is subject to status and terms apply.
Kit out an office, shop or site without a large upfront outlay — keep working capital free for the business.
From IT and furniture to catering and security, we arrange finance across the assets a growing business needs.
Bundle a full fit-out — furniture, tech and equipment — into a single, manageable agreement.
Tell us the asset and a rough amount — about a minute, no full application.
We match your deal to suitable lenders from our selected panel and present it properly.
Review your options, get a decision in principle, and sign documents electronically.
Funds are released to the supplier and your asset is on site — earning.
For illustration purposes only. The rate and payment you may be offered will be based on your individual circumstances.
Representative example: Borrow £40,000 over 60 months with a £0 deposit at a representative 10.9% APR (fixed). 60 monthly payments of £824.10. Option-to-purchase fee £10 payable. Total cost of credit: £9,456.00. Total amount repayable: £49,456.00.
Figures are indicative only and do not constitute a quote or an offer of finance. Equipment Finance SW Ltd is a credit broker, not a lender. Finance is subject to status and terms apply.
Spread the cost and own the asset outright at the end. Protects day-to-day cash flow while building an asset on your balance sheet.
Use the equipment you need without buying it outright, with flexible terms. Lower upfront cost and VAT spread across the rentals.
Anonymised, illustrative examples. Every deal is structured individually and subject to status.
Full office fit-out bundled into one agreement to preserve cash.
New restaurant kitchen funded ahead of opening, payments aligned to launch.
Fit-out and till system funded together for a first store.
A single application to your bank means a single answer. We approach a carefully selected panel of lenders on your behalf and handle the legwork.
We compare across our selected panel rather than a single lender's products.
An initial enquiry uses a soft approach — no mark on your file to explore options.
Newer businesses and limited trading history are considered — talk to us first.
We often turn around an indicative decision quickly so you can move on the asset.
You deal with George from first enquiry to completion. He arranges finance across soft and hard assets, and can bundle a full fit-out into one simple facility.
“George brings real clarity and confidence to every situation. You know you're in good hands.”
“Working with George has been an absolute pleasure. His expertise, professionalism and dedication to top-notch service and great rates are second to none.”
Almost anything your business uses to operate — IT and office tech, furniture, shop and office fit-outs, catering equipment, EPOS, security, AV and specialist tools.
Yes. Furniture, technology and equipment can often be bundled into a single facility, so a whole office, shop or restaurant fit-out is one manageable agreement.
An initial enquiry is a soft approach and won't leave a mark on your file. A full credit search only happens later, with your consent.
Some lenders will fund soft assets, installation and certain software within the facility. Tell us the full picture and we'll tell you what's possible.
Yes. Newer businesses are considered, which is often when fit-out and equipment costs are highest. A deposit can help, and we'll be straight about what's realistic.
With Hire Purchase you own the asset at the end of the agreement. With a Finance Lease you rent it with flexible end-of-term options and spread the VAT across the rentals.
