Hire purchase and finance lease for new and used commercial vehicles, from a single van to a growing fleet. Quick decisions so you can keep working. Devon-based, supporting businesses nationwide.
Equipment Finance SW Ltd is a credit broker, not a lender. Finance is subject to status and terms apply.
Whether it's your first work van or adding ten to the fleet, we structure finance that scales with the business.
Fund from a main dealer, a trader or a private sale — new, nearly-new or used vehicles all considered.
A van off the road is lost revenue. We push for quick decisions so your vehicle is earning sooner.
Tell us the asset and a rough amount — about a minute, no full application.
We match your deal to suitable lenders from our selected panel and present it properly.
Review your options, get a decision in principle, and sign documents electronically.
Funds are released to the supplier and your asset is on site — earning.
For illustration purposes only. The rate and payment you may be offered will be based on your individual circumstances.
Representative example: Borrow £40,000 over 60 months with a £0 deposit at a representative 10.9% APR (fixed). 60 monthly payments of £824.10. Option-to-purchase fee £10 payable. Total cost of credit: £9,456.00. Total amount repayable: £49,456.00.
Figures are indicative only and do not constitute a quote or an offer of finance. Equipment Finance SW Ltd is a credit broker, not a lender. Finance is subject to status and terms apply.
Spread the cost and own the asset outright at the end. Protects day-to-day cash flow while building an asset on your balance sheet.
Use the equipment you need without buying it outright, with flexible terms. Lower upfront cost and VAT spread across the rentals.
Anonymised, illustrative examples. Every deal is structured individually and subject to status.
Fleet refresh funded on one facility; fixed payments to protect cash flow.
Private-sale 4x4 funded with a modest deposit for a newly self-employed customer.
Lower upfront cost to get two vehicles on the road from day one.
A single application to your bank means a single answer. We approach a carefully selected panel of lenders on your behalf and handle the legwork.
We compare across our selected panel rather than a single lender's products.
An initial enquiry uses a soft approach — no mark on your file to explore options.
Newer businesses and limited trading history are considered — talk to us first.
We often turn around an indicative decision quickly so you can move on the asset.
You deal with George from first enquiry to completion. He knows the lenders who fund vans and fleets, and how to get a quick, sensible decision.
“We've dealt with George since he joined. The rates he obtains are very competitive and he goes out of his way to get us the right deal, on each occasion.”
“Working with George has been an absolute pleasure. His expertise, professionalism and dedication to top-notch service and great rates are second to none.”
Both. We arrange finance for a single work van right through to multi-vehicle fleets, on facilities that scale as the business grows.
Yes. New, nearly-new and used vehicles from main dealers, traders or private sellers are all considered.
An initial enquiry is a soft approach and won't leave a mark on your file. A full credit search only happens later, with your consent, once you decide to proceed.
A decision in principle is often available quickly. Once documents are signed and supplier checks complete, funds can typically be released within a few working days.
Yes. Newer businesses and the recently self-employed are considered. A deposit can help, and we'll be straight with you about what's realistic.
With Hire Purchase you own the vehicle at the end of the agreement. With a Finance Lease you rent it with flexible end-of-term options and spread the VAT across the rentals.
