Hire purchase and finance lease for new and used manufacturing equipment, spreading the cost of capital plant without draining working capital. Devon-based, supporting manufacturers nationwide.
Equipment Finance SW Ltd is a credit broker, not a lender. Finance is subject to status and terms apply.
Spread the cost of capital equipment so cash stays in the business for materials, wages and growth.
Fund from a dealer, an ex-demo deal or an auction — we know the lenders comfortable with each.
Hire purchase can carry capital allowance benefits — we'll structure with your accountant's advice in mind.
Tell us the asset and a rough amount — about a minute, no full application.
We match your deal to suitable lenders from our selected panel and present it properly.
Review your options, get a decision in principle, and sign documents electronically.
Funds are released to the supplier and your asset is on site — earning.
For illustration purposes only. The rate and payment you may be offered will be based on your individual circumstances.
Representative example: Borrow £40,000 over 60 months with a £0 deposit at a representative 10.9% APR (fixed). 60 monthly payments of £824.10. Option-to-purchase fee £10 payable. Total cost of credit: £9,456.00. Total amount repayable: £49,456.00.
Figures are indicative only and do not constitute a quote or an offer of finance. Equipment Finance SW Ltd is a credit broker, not a lender. Finance is subject to status and terms apply.
Spread the cost and own the asset outright at the end. Protects day-to-day cash flow while building an asset on your balance sheet.
Use the equipment you need without buying it outright, with flexible terms. Lower upfront cost and VAT spread across the rentals.
Anonymised, illustrative examples. Every deal is structured individually and subject to status.
New machine funded to win a contract; payments structured around ramp-up.
Lower upfront cost to add capacity ahead of a seasonal peak.
Under three years' trading; funded with a modest deposit.
A single application to your bank means a single answer. We approach a carefully selected panel of lenders on your behalf and handle the legwork.
We compare across our selected panel rather than a single lender's products.
An initial enquiry uses a soft approach — no mark on your file to explore options.
Newer businesses and limited trading history are considered — talk to us first.
We often turn around an indicative decision quickly so you can move on the asset.
You deal with George from first enquiry to completion. He understands capital equipment and the lenders who fund it, and structures the deal to fit your investment.
“Working with George has been an absolute pleasure. His expertise, professionalism and dedication to top-notch service and great rates are second to none.”
“George brings real clarity and confidence to every situation. You know you're in good hands.”
Yes. New, ex-demo and auction-bought plant are all considered — we know the lenders comfortable with each route and how to present the deal.
Hire purchase can carry capital allowance benefits depending on the equipment and your circumstances. We'll structure with your accountant's advice in mind — always take your own tax advice.
An initial enquiry is a soft approach and won't leave a mark on your file. A full credit search only happens later, with your consent.
Often, yes. Some lenders will include delivery, installation and tooling within the facility — tell us the full picture and we'll structure accordingly.
Yes. Newer businesses and those with limited trading history are considered. A deposit can help, and we'll tell you honestly what's realistic.
With Hire Purchase you own the machine at the end of the agreement. With a Finance Lease you rent the asset with flexible end-of-term options and spread the VAT across the rentals.
