Hire purchase and finance lease for new and used trucks and HGVs, from owner-drivers to established haulage and logistics fleets. Devon-based, supporting operators nationwide.
Equipment Finance SW Ltd is a credit broker, not a lender. Finance is subject to status and terms apply.
From your first tractor unit to expanding a logistics fleet, we structure facilities that fit the operation.
Rigids, units, trailers and specialist bodies — funded together or separately, new or used.
Trucks earn by the mile. We structure terms around how the vehicle works for the business.
Tell us the asset and a rough amount — about a minute, no full application.
We match your deal to suitable lenders from our selected panel and present it properly.
Review your options, get a decision in principle, and sign documents electronically.
Funds are released to the supplier and your asset is on site — earning.
For illustration purposes only. The rate and payment you may be offered will be based on your individual circumstances.
Representative example: Borrow £40,000 over 60 months with a £0 deposit at a representative 10.9% APR (fixed). 60 monthly payments of £824.10. Option-to-purchase fee £10 payable. Total cost of credit: £9,456.00. Total amount repayable: £49,456.00.
Figures are indicative only and do not constitute a quote or an offer of finance. Equipment Finance SW Ltd is a credit broker, not a lender. Finance is subject to status and terms apply.
Spread the cost and own the asset outright at the end. Protects day-to-day cash flow while building an asset on your balance sheet.
Use the equipment you need without buying it outright, with flexible terms. Lower upfront cost and VAT spread across the rentals.
Anonymised, illustrative examples. Every deal is structured individually and subject to status.
First-truck purchase for a new owner-driver, funded where the high street had declined.
Fleet expansion across a single facility to simplify the operator's admin.
Lower upfront outlay to win a new aggregates contract.
A single application to your bank means a single answer. We approach a carefully selected panel of lenders on your behalf and handle the legwork.
We compare across our selected panel rather than a single lender's products.
An initial enquiry uses a soft approach — no mark on your file to explore options.
Newer businesses and limited trading history are considered — talk to us first.
We often turn around an indicative decision quickly so you can move on the asset.
You deal with George from first enquiry to completion. He knows the lenders who fund trucks and trailers, and how to present an operator's deal properly.
“I've used Equipment Finance SW for my last five finance requirements. George is thorough, professional, and consistently delivers prompt settlements along with great deals tailored to our business.”
“We've dealt with George since he joined. The rates he obtains are very competitive and he goes out of his way to get us the right deal, on each occasion.”
Yes. From a first tractor unit for a new owner-driver to established fleets, we structure facilities that fit the operation.
Yes. New and used rigids, units, trailers and specialist bodies are all considered, from dealers or private sale.
An initial enquiry is a soft approach and won't leave a mark on your file. A full credit search only happens later, with your consent.
Yes. Multiple vehicles and trailers can often be funded across a single facility to simplify your admin.
A decision in principle is often available quickly. Once documents are signed and checks complete, funds can typically be released within a few working days.
With Hire Purchase you own the vehicle at the end of the agreement. With a Finance Lease you rent it with flexible end-of-term options and spread the VAT across the rentals.
